School Bus Insurance – Crystal Policy

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SCHOOL BUS INSURANCE

School bus insurance provides coverage to any school bus against any loss/damage incurred on the occurrence of any uncertainties such as accident/misshaping . School bus insurance is also referred to as Staff bus insurance. When you own a business, which is used for the transportation of students back and forth, the safety of the students and the staff riding on the bus is of utmost importance and primary concern.

One of the Top best advisor in School Bus Insurance in North India

Crystal Policy offers specialized insurance School Students and School Vans School buses are primarily used by schools or third-party organizations to transport kids from home to school and back. Therefore, it’s important that you at least get a bus insurance that won’t only protect your organization against unforeseen losses but, also covers for the children and teachers traveling in these buses on a daily basis.

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Types of School Bus Insurance

Insurance protects school buses from financial losses in case of any unfortunate incident such as accidents, fire, natural calamities or manmade calamities.

Third Party School Bus Insurance

In case of any accident third party insurance provide coverage against the losses occurred to insured due to third party property damage or any injury or death to third party person. Third party insurance does not covers the damages to bus and one can not claim for the loss of the vehicle with third party policy.

Comprehensive School Bus Insurance

Apart from covering all things as mentioned above in third party policy, comprehensive insurance for school bus will also cover the damages to own vehicle in case of any accident, theft or fire or damage to the vehicle by any external means.

What Does School Bus Insurance Policy Cover?

Listed below are some salient features of school bus insurance: r

ACCIDENTS

In case of any damage or loss incurred to the School Bus in any misshaping or accident, having comprehensive or first party school bus insurance will provide protection and cover all losses.

FIRE

In unforeseen incident of a school bus get damaged or lost totally in the case of fire the school bus insurance policy covers the losses for the insured.

THEFT

Under any unfortunate circumstances wherein the School bus gets stolen or is lost, a theft-cover offered under the school bus insurance policy will take care of the incurred expenses.

THIRD PARTY LOSSES

Third party property damages are covered by 7.5 lac and injuries/deaths of third parties are covered by unlimited amount.

Natural Disasters

Partial or total damages to school bus insurance due to any kind of natural calamity such as floods, theft, lightening etc.

Consumable cover

This offers coverage for even the smallest parts of a vehicle like bolts, screws, engine oil and grease in case of any damage caused due to an accident.